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Better Choice Classic

Better Choice Classic

Fact Sheets



Classic Home Loan icon_pdf2 (pdf)

F180, F190, F195

The Better Choice Classic Home Loan offers a standard variable loan with no ongoing account keeping fees. Available with a high LVR up to 95% inclusive of LMI (Max LVR 90% for investment purposes or Max LVR 80% if interest only repayments). Loan available with an optional fully transactional 100% Off set Account.



Classic Fixed Rate Home Loan icon_pdf2 (pdf)

F195#

The Better Choice Classic Fixed Rate Home Loan offers a standard fixed rate loan with no ongoing account keeping fees. Available with a high LVR up to 95% inclusive of LMI (Max LVR 90% for investment purposes or Max LVR 80% if interest only repayments). Loan available with optional fully transactional 100% Off set Account.



Classic Fixed Rate Alt Doc Home Loan (RETIRED 25/02/19) icon_pdf2 (pdf)

F160#, F180#

The Better Choice Classic Fixed Rate Alt Doc Home Loan has been RETIRED – from 25/02/19. 



Classic Alt Doc Home Loan (RETIRED 25/02/19) icon_pdf2 (pdf)

F160, F170, F180

The Better Choice Classic Alt Doc Home Loan has been RETIRED – from 25/02/19. 



Bridging Home Loan icon_pdf2(pdf)

Contact us for applicable products

 

Useful Download Links

Click on the tabs below to locate supporting documentation related to the Product Suite. It is important that these are submitted in conjunction with an application submission.

Classic Supporting Document Checklist icon_pdf2 (pdf)

Download the Classic Supporting Document Checklist. It is important that you adhere to the checklist to ensure a smooth application process. 

Classic Short Form Increase Application Form (existing clients) icon_pdf2  (pdf)  Updated: January 2018

Download the Better Choice Short Form Increase Application Form for existing clients who have a Better  Choice Classic product suite and wish to do an increase to their existing home loan facility. This form is an editable PDF allowing you to type directly onto the form and email straight to us.


 

Better Choice Up Front Valuation Authority Form icon_pdf2  (pdf)  Updated: July 2018

Download the Better Choice Home Loans Up Front Valuation Authority Form if you wish to order a valuation prior to receiving conditional approval. This form also serves as a “Credit Card” authority for Better Choice to order valuations post-conditional approval.


 

Better Choice Home Loans Verification of Identity – Company icon_pdf2  (pdf) – Updated:February 2017

Download the Better Choice Home Loans Verification of Identity – Company form which is an editable PDF allowing you to type directly onto the form and email straight to us.


 

Better Choice Home Loans Verification of Identity – Trust icon_pdf2  (pdf)  Updated: February 2017

Download the Better Choice Home Loans Verification of Identity – Trust form which is an editable PDF allowing you to type directly onto the form and email straight to us.

Standard Servicing Calculator icon_excel (XLSM)  Updated: December 2018 

LMI Premium Calculator icon_excel (XLS) Updated: July 2018

Click here for the Better Choice CLASSIC ApplyOnline Print forms

Click here for the Better Choice CLASSIC Serviceability Calculator

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Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Better Choice product, you should read the relevant disclosure document. All rates and fees quoted in our products are indicative only and can change dependent on your personal circumstances. Conditions and fees apply.

Comparison rate is based on a loan of $150,000 principal over a 25 year term. WARNING: The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Better Choice Home Loans Pty Ltd & Better Choice Commercial (a division of Better Choice Home Loans Pty Ltd) 2000-
ABN 79 095 728 868 | Australian Credit Licence 378333