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Better Choice Platinum

Better Choice Platinum

Fact Sheets

 

Platinum Home Loan icon_pdf2 (pdf)

F480D, F485D, F490D, F495D

The Platinum Home Loan offers a flexible term loan available with a 100% offset account. Evidence of income is required. Available up to 95% LVR with LMI capped to same. Available with a debit MasterCard for access to available funds and no ongoing account keeping fees. Line of credit also available.


 

Platinum Plus Home Loan icon_pdf2 (pdf)

F480D, F485D, F490D, F495D

The Platinum Home Loan offers a flexible term loan to suit your needs. With evidence of income supplied, enjoy the benefit of a discounted rate, high LVR up to 95% inclusive of LMI. Available with 100% Offset Account and Debit MasterCard access to available funds.


 

Platinum Home Loan Non Genuine Savings icon_pdf2 (pdf)

F495ND

The Platinum Home Loan (Non Genuine Savings) offers those without savings the ability to purchase an owner occupied property to 95% LVR. Borrowers who evident their income enjoy the ability to borrow up to 95% of the value of the property inclusive of LMI. Available with a 100% offset account and debit MasterCard access to available funds.


 

Platinum Fixed Rate Plus Home Loan icon_pdf2 (pdf)

F480#D, F490#D, F495#D

The Platinum Fixed Rate Plus Home Loan offers a flexible term loan to suit your needs. With evidence of income supplied, enjoy the benefit of a discounted rate, high LVR up to 95%.


 

Platinum Line of Credit Home Loan icon_pdf2 (pdf)

F480D, F485D, F490D, F495D

The Platinum Line of Credit Home Loan offers a variety of different choices to suit your needs. With evidence of income supplied, enjoy an array of options available such as a capitalising line of credit account with 15 years interest only repayments, debit MasterCard access to available funds, a 95% LVR option and more.


 

Platinum Line of Credit Plus Home Loan icon_pdf2 (pdf)

F480D, F485D, F490D, F495D

The Platinum Line of Credit Plus Home Loan offers a variety of different choices to suit your needs. With evidence of income supplied, enjoy an array of options available such as a capitalising line of credit account with 15 years interest only repayments, debit MasterCard access to available funds, a 95% LVR option and more.


 

Platinum Alt Doc Home Loan icon_pdf2 (pdf)

F470D, F480D

The Platinum Alt Doc Home Loan offers those who are not in a position to be able to provide full evidence of their income, the opportunity to obtain finance with the option of a flexible term loan with 100% offset account with Debit MasterCard access to available funds. LVR up to 80% .


 

Platinum Near Prime Home Loan icon_pdf2 (pdf)

F470, F480, F485, F490

The Platinum Near Prime Home Loan offers a variety of different choices to suit your needs. This loan is suitable for borrowers with evidence of income and those who do not fit within mainstream lending guidelines. The product is suitable for borrowers with clear and adverse credit history.


 

Platinum Near Prime Alt Doc Home Loan icon_pdf2 (pdf)

F470, F480, F485, F490

The Platinum Near Prime Home Loan offers a variety of different choices to suit your needs. This loan is suitable for borrowers with evidence of income and those who do not fit within mainstream lending guidelines. The product is suitable for borrowers with clear and adverse credit history.


 

Platinum Specialist Home Loan icon_pdf2 (pdf)

F470, F480, F485

The Platinum Specialist Home Loan offers a variety of different choices to suit your needs. This loan is suitable for borrowers with evidence of income and those who do not fit within mainstream lending guidelines. The product is suitable for borrowers with adverse credit history.


 

Platinum Specialist Plus Home Loan icon_pdf2 (pdf)

F470, F480, F485

The Platinum Specialist Plus Home Loan offers a variety of different choices to suit your needs. This loan is suitable for borrowers with evidence of income and those who do not fit within mainstream lending guidelines. The product is suitable for borrowers with adverse credit history.


 

Platinum Specialist Alt Doc Home Loan icon_pdf2 (pdf)

F470, F480, F485

The Platinum Specialist Alt Doc Home Loan gives borrowers who are not able to provide verification of their income and who do not fit within the mainstream lending guidelines the chance to obtain finance.


 

Platinum Specialist Alt Doc Plus Home Loan icon_pdf2 (pdf)

F470, F480, F485

The Platinum Specialist Alt Doc Plus Home Loan gives borrowers who are not able to provide verification of their income and who do not fit within the mainstream lending guidelines the chance to obtain finance.

Useful Download Links

Click on the tabs below to locate supporting documentation related to the Product Suite. It is important that these are submitted in conjunction with an application submission.

Platinum Supporting Document Checklist icon_pdf2 (pdf)

Download the Platinum Supporting Document Checklist. It is important that you adhere to the checklist to ensure a smooth application process. 

 

Declaration of Financial Position icon_pdf2  (pdf) Updated: May 2017

For Alt Doc,  Alt Doc Line of Credit and Alt Doc Fixed Rate Home Loans


 

Platinum Accountants Letter icon_pdf2  (pdf) – Updated: April 2017

For Better Choice Platinum Alt Doc, Near Prime Alt Doc and Specialist Alt Doc Home Loans.


 

 

Better Choice Up Front Valuation Authority Form icon_pdf2  (pdf)  Updated: July 2018

Download the Better Choice Home Loans Up Front Valuation Authority Form if you wish to order a valuation prior to receiving conditional approval. This form also serves as a “Credit Card” authority for Better Choice to order valuations post-conditional approval.


 

Better Choice Home Loans Verification of Identity – Company icon_pdf2  (pdf) – Updated:February 2017

Download the Better Choice Home Loans Verification of Identity – Company form which is an editable PDF allowing you to type directly onto the form and email straight to us.


 

Better Choice Home Loans Verification of Identity – Trust icon_pdf2  (pdf)  Updated: February 2017

Download the Better Choice Home Loans Verification of Identity – Trust form which is an editable PDF allowing you to type directly onto the form and email straight to us.

Standard Servicing Calculator icon_excel (XLSM)  Updated: September 2018 

Click here for the Better Choice PLATINUM ApplyOnline Print forms

Click here for the Better Choice PLATINUM Serviceability Calculator

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Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Better Choice product, you should read the relevant disclosure document. All rates and fees quoted in our products are indicative only and can change dependent on your personal circumstances. Conditions and fees apply.

Comparison rate is based on a loan of $150,000 principal over a 25 year term. WARNING: The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Better Choice Home Loans Pty Ltd & Better Choice Commercial (a division of Better Choice Home Loans Pty Ltd) 2000-
ABN 79 095 728 868 | Australian Credit Licence 378333