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Line of Credit Home Loan

Line of Credit Home Loan

A line of credit has an approved limit of borrowings that you can use a piece-at-a-time or all at once. This loan is ideal if you wanted to unlock some equity in your property which gives you the flexibilty to use the funds when you wish.

You have immediate access to available funds via card access which can be ideal for property investors who wish to use their line of credit as a deposit or if you wish to conduct minor renovations to your property.

Whilst a line of credit is very convenient it must be used wisely. Line of Credit loans are usually higher than your variable rate home loans, so check with us to ensure this product suits your requirements.


Your Home Your Mortgage:
A Home Buyers Guide

Your Mortgage Your Options:
A Home Owners Guide To Refinancing



From the moment you turn the key in the lock and take those first few steps through your new front door, the feeling of owning your own home is second to none.

Your Home Your Mortgage aims to arm home buyers and investors with essential know-how and proven techniques to ensure you avoid the common pitfalls of financing a property.


There’s no question the current mortgage environment is one of the most competitive in our nation’s history.

Refinancing provides Australians with a platform to get a better deal on their current mortgage, many of which may have been locked in some years ago at interest rates well above what’s on offer in today’s competitive market.



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Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Better Choice product, you should read the relevant disclosure document. All rates and fees quoted in our products are indicative only and can change dependent on your personal circumstances. Conditions and fees apply.

Comparison rate is based on a loan of $150,000 principal over a 25 year term. The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Better Choice Home Loans Pty Ltd & Better Choice Commercial (a division of Better Choice Home Loans Pty Ltd) 2000- ABN 79 095 728 868 | Australian Credit Licence 378333