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About Us

About Us

Better Choice is one of Australia’s leading and most innovative Mortgage Lenders.

Through the consolidation of nationally recognised Mortgage Manager groups Future Financial, Iden Loan Services, Pioneer Mortgage Services and NationalCorp Home Loans, Better Choice has successfully managed and originated residential mortgages since 1991.

Working with mortgage brokers, we offer innovative solutions for their customers, whether it’s for a first home buyer, an astute investor in residential or commercial property, construction of one or more dwellings, bridging finance, non-resident, SMSF or those borrowers who have experienced a life event that may have affected their capacity to borrow.

Our ability to accept alternative income documentation means Better Choice is also the lender of choice for brokers with customers who are unable to provide the traditional 2 years of financial statements and tax returns generally required to obtain finance. From small to medium business owners, self employed contractors and Company’s or Trusts, Better Choice can cater for all types of borrowers.

Why Choose Better Choice

  • One application, multiple lending solutions
  • Diverse range of credit policies and documentation options
  • Dedicated scenario team with a 2 hour SLA turnaround on scenario responses
  • Experienced sales, credit, and customer service teams
  • Every application assessed on its merits
  • No credit scoring

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Privacy Policy

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Better Choice product, you should read the relevant disclosure document. All rates and fees quoted in our products are indicative only and can change dependent on your personal circumstances. Conditions and fees apply.

Comparison rate is based on a loan of $150,000 principal over a 25 year term. WARNING: The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Better Choice Home Loans Pty Ltd & Better Choice Commercial (a division of Better Choice Home Loans Pty Ltd) 2000-
ABN 79 095 728 868 | Australian Credit Licence 378333