Client Login
Apply Online Alt Doc Commercial
The Alt Doc Commercial Loan is a flexible alternate verification loan with a maximum LVR of 75%. Suited to Self Employed investor or owner occupiers who are unable to provide full 2 years Tax Returns and Financials, or who have been Self Employed in their current business for less than 2 years, and require a ‘set and forget’ loan facility.
The Alt Doc Commercial Loan allows for declared income to be supported by an Accountant’s Letter or 6 months business trading statements or 2 most recent BAS statements.
Some product highlights include:
- Self employed borrowers only (PAYG co-borrowers acceptable)
- Loan terms 15-30 years
- Interest Only up to 5 years
- No annual reviews or valuations
- Annual admin fee 0.1% of loan amount
- Redraw available
- Maximum loan amount $2m
- LVR based upon Real Estate value only
- Purchase or refinance of existing dwellings (no vacant land or construction)
- Cash out acceptable
- Minor defaults under $1k considered
- Minimum Self Employed period 12 months
- Category 1 locations only
-
A Guide To Refinancing
Refinancing provides Australians with a platform to get a better deal on their current mortgage, many of which may have been locked in some years ago at interest rates well above what’s on offer in today’s competitive market.. Click below to download your copy. -
A Home Buyers Guide
Your Home Your Mortgage aims to arm home buyers and investors with essential know-how and proven techniques to ensure you avoid the common pitfalls of financing a property. Click below to download your copy.
Join 
