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We are committed to quality in all areas of Mortgage Management and in providing you a wide range of prime and specialist lending products designed to suit all types of borrowers. We are dedicated to providing high levels of service to our brokers and pay commissions above industry standards. We make ourselves available by providing direct line access to all members of staff to assist you and your clients at all stages of getting your loans approved, settled and with all areas of post settlement support.

At Better Choice Home Loans you will not have any minimum volume requirements and we do not charge an accreditation fee.

We have experienced Relationship Management Team committed to providing you first-rate support, who are passionate about increasing your business by turning scenarios into loan applications. Our Credit Managers have many years experience, in-house Delegated Lending Authorities to $2,000,000 and guaranteed quick turnaround times. In addition, our Settlement and Customer Service Officers ensure a smooth settlement process and are devoted to quality personalised post settlement service as well as managing all retention matters to ensure we are doing whatever we can to assist you in retaining the client. Our Relationship Officers ensure you are kept up to date with all website information, products, rates and specials to ensure you have access to all relevant information to allow you to offer the best solution to your client.

How to become an accredited Introducer with Better Choice Home Loans

There are two types of accreditation available to introducers who wish to be accredited with Better Choice Home Loans. All Introducers must be either a Credit representative of one of our affiliated Aggregator groups or an Australian Credit Licence (ACL) holder.

Aggregator Accreditation

Introducers must be a current Credit Representative of the Aggregator they wish to apply under. Introducers must speak with their Aggregator and complete a Better Choice Aggregator Accreditation Application form.

After you have completed the necessary details and provided this back to your Aggregator, the Aggregator must sign the application form and submit the completed form to Better Choice Home Loans.

All aggregator accreditation applications must be submitted to Better Choice Home Loans via your Aggregator.

When your accreditation application is completed, the Better Choice Accreditations Team will provide a welcome email with your Better Choice Introducer Number.

Direct Accreditation

To apply for Direct Accreditation with Better Choice Home Loans, Introducers must hold an Australian Credit License (ACL). A Credit Representative cannot apply for Direct Accreditation.

Below is a list of the required documents that are mandatory for Direct accreditation. An Introducer must complete and attain the following documents before commencing with a Direct Accreditation as an accreditation application cannot be submitted without uploading all required documents.

Company/Licensing documents

  • Certificate of Company Registration or Business Name
  • Current Professional Indemnity Insurance of no less than $2M for any one claim and $6M in the aggregate with minimum 84 month run off
  • Current Australian Credit Licence (ACL) or Australian Financial Services Licence (AFSL)
  • Current External Dispute Resolution Membership (AFCA) Certificate
  • Current Industry Membership with either MFAA or FBAA for Company
  • Bank Details for payment of Commissions

The below documents must be submitted for each individual loan writer:

  • Current Industry Membership with either MFAA or FBAA
  • Certificate IV in Finance and Mortgage Broking or Diploma
  • Police Check (National Criminal History Check). Less than 6 months.
  • 100 points Identification. 1 to be photo ID, 1 secondary ID. Copy of Identification must be certified.
  • Veda Personal Credit Check. Less than 3 months.
  • Current resume. Mentor letter is required if less than 2 years’ experience.
  • MFAA or FBAA AML/CTF Certificate – within 18 months

If you have all of the above documents ready to apply, please click here.

When your direct accreditation application is approved, the Better Choice Accreditations Team will provide a welcome email with your Better Choice Introducer Number and an Introducer Agreement for signing. The accreditation is not complete until the signed Introducer Agreement is returned to Better Choice Home Loans. Please note loan applications cannot be processed until all Accreditation requirements have been provided and Accreditation is complete.

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Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Better Choice product, you should read the relevant disclosure document. All rates and fees quoted in our products are indicative only and can change dependent on your personal circumstances. Conditions and fees apply.

Comparison rate is based on a loan of $150,000 principal over a 25 year term. WARNING: The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Better Choice Home Loans Pty Ltd & Better Choice Commercial (a division of Better Choice Home Loans Pty Ltd) 2000-
ABN 79 095 728 868 | Australian Credit Licence 378333